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Calculators

How much can I afford?

Estimate the maximum home price you could qualify for from your income, debts, down payment and rate — using standard Canadian debt-service ratios.

Adjust the inputs — results update automatically.

$

Your gross yearly income before taxes.

$

Add a co-applicant's gross income, if any.

$

Cash you'll put toward the purchase.

Years to pay off the mortgage.

%

Pick a product or type your own rate. Province is informational.

$

Car loans, credit cards, lines of credit, etc.

$

Estimated monthly utilities for the home.

$

Yearly property tax for the home.

$

Half of condo fees count toward your ratios.

SaferComfort levelRiskier

Adjusts the allowed debt-service ratios (GDS 39% / TDS 44%).

Here's what you can afford!

Maximum affordable price

$ 669,204

*borrowing limit + your down payment

Great news! It looks like a house at this price fits your wallet!

Monthly Mortgage Payment
$ 3,400
GDS Ratio
38.5%
TDS Ratio
43.5%

Results are estimates for illustration only — not a mortgage offer or financial advice. Contact Amarpreet Bhui for exact figures.

Take the next step

Take the Next Step Towards Your Dream Home

Contact us today to apply for a mortgage and start your journey to homeownership.